Items Needed for a Credit Application

Employment

Address of employers for two full years
Gross monthly income
W-2s, if available
Proof of retirement, disability or Social Security
Proof of income from rentals, investments, etc.
Proof of child support or alimony paid/received
Year-to-date pay stub
If self-employed:
Two years 1040 Tax Returns
Current year profit and loss statement

Creditors

Each creditor's name, addresses and type of account
Account numbers
Monthly payments and approximate balances
Amounts of child care expenses

Banking

Names and addresses of saving institutions
Account numbers for all accounts
Type of accounts and present balances

Miscellaneous

List of assets in stocks, bonds, and property
Life insurance cash value (documented if used as cash down payment)
If applicant is selling a home, a copy of the contract
Social Security numbers for all parties
Veterans - Certificate of Eligibility and DD-214
Cash or check to pay for application fee

REALTORS®

Copy of sales agreement
Copy of listing on property
Instructions on how appraiser is to gain entrance

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